# Security & Privacy Scorecard

## Bluecoins Finance & Budget

Version 13.0.589 | Analyzed February 2, 2026

**Security Score: 35/100** | **Privacy Score: 45/100**

## What This Means for You

Financial records in this app are handled with some data protections that fall short of expectations. Ads are powered by Google, and app usage is tracked by Firebase Analytics. Budgets and records can sync to Dropbox, Google Drive, or OneDrive.

## Recommendation: Use With Caution

**Best For:** Budget tracking with Dropbox and Google Drive sync
**Avoid If:** Storing sensitive account details in the app

## Key Findings

**Data Security** - 7 findings (2 critical, 2 high, 2 medium, 1 low)

**Network Security** - 1 finding (1 high)

**Code Safety** - 0 findings

**Privacy** - 4 findings (2 high, 2 medium)

## Privacy Concerns

### What Data is Collected

- **App usage and behavior:** Firebase Analytics monitors how users navigate and use features throughout the app
- **Crash and diagnostic data:** Firebase Crashlytics collects technical reports when the app encounters errors
- **Advertising data:** Google Mobile Ads collects identifiers to show targeted advertisements

### Third-Party Data Sharing

- **Google** - Receives usage patterns, diagnostic reports, and advertising identifiers
- **Dropbox, Google Drive, Microsoft OneDrive** - Receive copies of financial records if cloud sync is enabled

## Understanding the Scores

| Category | Score |
|---|---|
| Security | 35/100 |
| Privacy | 45/100 |
| Data Security | 25/100 |
| Network Security | 70/100 |
| Code Safety | 60/100 |
| Data Collection | 55/100 |
| Data Sharing | 50/100 |
| User Control | 60/100 |

## Positive Security Features

No positive security practices were identified in this version of the app.

## Areas for Improvement

- Financial data stored on the device lacks sufficient protection, making it possible for other software to access records without user consent.
- A weakness in how the app handles network connections means data traveling between the phone and cloud services may not be fully protected on public Wi-Fi.
- The app shares usage behavior and advertising identifiers with Google, with limited options available for users to reduce or opt out of this sharing.

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## About This Analysis

This scorecard is based on static analysis of the app's code and configuration. It reflects the state of the app at the time of the scan and may not capture issues introduced in later versions.

### App Details

- **App:** Bluecoins Finance & Budget
- **Package ID:** com.rammigsoftware.bluecoins
- **Version:** 13.0.589
- **Scan Date:** February 2, 2026
- **Platform:** Android