# Security & Privacy Scorecard

## Amex Payment Test Emulator

**com.americanexpress.android.testemulator** | Version 1.0.39 (Build 15) | Scanned: 2026-02-03

**Overall Security Score: 35/100** | **Privacy Score: 55/100**

## What This Means for You

Payment data is handled with several serious unresolved weaknesses in how it is stored on the device. Sensitive information entered may not be adequately protected while at rest on the phone. This app is intended for internal testing, not personal financial transactions.

## Recommendation: Use With Caution

**Best For:** Internal testers with controlled device access
**Avoid If:** Personal or everyday payment use

## Key Findings

**Data Security** - 5 findings (3 critical, 2 high)

**Network Security** - 0 findings

**Code Safety** - 0 findings

**Privacy** - 1 finding (1 medium)

## Privacy Concerns

### What Data is Collected

User activity within the app stays on the device and is not forwarded to external analytics platforms.

### Third-Party Data Sharing

User information is not shared with outside advertising or analytics companies.

## Understanding the Scores

- **Security:** 35/100
- **Privacy:** 55/100
- **Data Security:** 25/100
- **Network Security:** 100/100
- **Code Safety:** 60/100
- **Data Collection:** 100/100
- **Data Sharing:** 100/100
- **User Control:** 100/100

## Positive Security Features

- Network communications are properly secured
- User activity is not forwarded to external advertising or analytics services
- User data is not shared with third-party companies
- Users retain full control over their personal data

## Areas for Improvement

- How payment information is stored on the device needs significant attention, as sensitive data may be accessible if the device is ever compromised.
- Multiple serious data storage issues put information entered at risk while it remains on the phone.
- This app should be restricted to controlled test environments and never used with real payment information.

---

## About This Analysis

This scorecard reflects the security and privacy posture of the app at the time of the scan, based on analysis of the app's code and configuration.

### App Details

- **App Name:** Amex Payment Test Emulator
- **Package ID:** com.americanexpress.android.testemulator
- **Version:** 1.0.39 (Build 15)
- **Scan Date:** 2026-02-03