Interbank APP Security & Privacy Scorecard
Android
User activity is shared with advertising and analytics services including AppsFlyer, Adobe Marketing Cloud, and Microsoft Clarity. Data also passes through multiple third-party platforms for fraud detection and marketing. Users have limited ability to opt out of this data collection within the app.
Best for
Interbank customers comfortable with data sharing
Avoid if
You limit which apps can access your location and contacts
Findings
- 3 critical
- 5 high
- 4 medium
- 1 low
- 0 info
1 issue identified across security and privacy analysis.
Top security issues
- iZiPay Payment SDK Disables SSL/TLS Certificate Validation
- Hardcoded AES Encryption Key in iZiPay Payment SDK
- Authentication Token Encryption Key Does Not Require User Authentication
Top privacy issues
- Microsoft Clarity Session Recording in Banking Application
- Pre-Consent Analytics SDK Initialization (GDPR Violation)
- PII in Analytics Events
Full analysis
Interbank APP
pe.com.interbank.mobilebanking | Version 22.0 (Build 1799) | Scanned: 2026-02-13
What This Means for You
User activity is shared with advertising and analytics services including AppsFlyer, Adobe Marketing Cloud, and Microsoft Clarity. Data also passes through multiple third-party platforms for fraud detection and marketing. Users have limited ability to opt out of this data collection within the app.
Recommendation: Use With Caution
Best For: Interbank customers comfortable with data sharing
Avoid If: Users who limit which apps can access their location and contacts
Key Findings
Data Security - 2 findings (1 high, 1 low)
Network Security - 1 finding (1 critical)
Code Safety - 0 findings
Privacy - 5 findings (1 critical, 3 high, 1 medium)
Privacy Concerns
What Data is Collected
Behavioral and device data is collected through multiple integrated analytics services. AppsFlyer and Adobe Marketing Cloud record how the app is used and link that activity to user profiles for advertising purposes. Microsoft Clarity captures session recordings that include how users tap and navigate within the app. Firebase and Google ML Kit gather device signals and usage patterns. Qualtrics may collect survey responses tied to user accounts.
Third-Party Data Sharing
Data is shared with the following third-party platforms:
- AppsFlyer - Mobile analytics and advertising attribution
- Adobe Marketing Cloud - Marketing personalization and campaign tracking
- Microsoft Clarity - Behavioral analytics and session recording
- New Relic APM - Performance and error monitoring
- Firebase - Analytics and push notification delivery
- Google ML Kit - On-device processing features
- ThreatMetrix - Fraud detection and device fingerprinting
- iZiPay - Payment processing
- Acoustic (IBM) Push SDK - Push notification management
- Thales TPC SDK - Identity and access security
- FacePhi Selphi - Biometric identity verification
- Qualtrics - Customer feedback collection
Understanding the Scores
| Category | Score |
|---|---|
| Security | 35/100 |
| Privacy | 40/100 |
| Data Security | 45/100 |
| Network Security | 25/100 |
| Code Safety | 50/100 |
| Data Collection | 55/100 |
| Data Sharing | 35/100 |
| User Control | 30/100 |
Positive Security Features
No notable positive security practices were identified in this version of the app.
Areas for Improvement
- The app's data connections lack the strongest available protections, leaving financial and personal information sent without full protection on public Wi-Fi.
- Behavioral and device data is shared with a large number of advertising and analytics services, many of which operate outside direct user control or visibility.
- The app provides very limited options for users to restrict or opt out of third-party data collection and sharing.
About This Analysis
This scorecard is based on automated static analysis of the app's code and configuration. Scores reflect observed practices at the time of the scan and may not capture all behaviors.
App Details
- App: Interbank APP
- Package: pe.com.interbank.mobilebanking
- Version: 22.0 (Build 1799)
- Scan Date: 2026-02-13
- Platform: Android
Versions & scan history
| Scan | Date | Overall score |
|---|---|---|
| #2 (current) | 38/100 |