ASB Mobile Banking Security & Privacy Scorecard

Android

35
Overall trust score
Unsafe
25
Security
45
Privacy

App activity and crash data is shared with Adobe, Google, and Firebase. User location may be accessed via Google Maps integration. The app has several serious weaknesses in how financial data is stored and protected on the device.

Best for

ASB customers comfortable with standard analytics

Avoid if

You want a banking app with strong data protection

Findings

  • 0 critical
  • 0 high
  • 0 medium
  • 0 low
  • 0 info

0 issues identified across security and privacy analysis.

Top security issues

  • Hardcoded Master Encryption Key
  • Hardcoded Initialization Vectors (IVs)
  • Unencrypted PDF Bank Statements

Top privacy issues

  • Adobe Marketing Cloud Without User Consent
  • Extensive Device Fingerprinting Without Consent
  • ADB Backup Not Disabled

Full analysis

ASB Mobile Banking

What This Means for You

App activity and crash data is shared with Adobe, Google, and Firebase. User location may be accessed via Google Maps integration. The app has several serious weaknesses in how financial data is stored and protected on the device.

Recommendation: Use With Caution

Best For: ASB customers comfortable with standard analytics
Avoid If: You want a banking app with strong data protection

Key Findings

Data Security - 6 findings (4 critical, 1 high, 1 medium)

Network Security - 2 findings (2 medium)

Code Safety - 0 findings

Privacy - 2 findings (2 high)

Privacy Concerns

What Data is Collected

The app collects in-app activity, crash and diagnostic data, and location information through its Google Maps integration.

Third-Party Data Sharing

Data is shared with the following third-party services:

  • Adobe Marketing Cloud - marketing and behavioral analytics
  • Akamai Bot Manager - traffic filtering and bot detection
  • Firebase Crashlytics - crash reporting and diagnostics
  • Firebase Cloud Messaging - push notification delivery
  • Google Maps - location services

Understanding the Scores

Category Score
Security 25/100
Privacy 45/100
Data Security 15/100
Network Security 60/100
Code Safety 30/100
Data Collection 50/100
Data Sharing 55/100
User Control 40/100

Positive Security Features

  • No notable positive security practices were identified in this version of the app.

Areas for Improvement

  • Financial data stored locally on the device is not adequately protected, meaning user data may not be fully protected if the device is lost or stolen.
  • The app's internal code structure has significant weaknesses that could allow someone with device access to retrieve sensitive account information.
  • Users have limited ability to control what personal data the app collects or opt out of sharing it with third-party analytics services.

About This Analysis

This scorecard is based on automated static analysis of the app's published code and configuration. It reflects the app as it existed at the time of the scan and may not capture all runtime behaviors.

App Details

Field Value
App Name ASB Mobile Banking
Package ID nz.co.asb.asbmobile
Version 26.01.0 (25485979)
Scan Date 2026-02-08
Platform Android

Versions & scan history

ScanDateOverall score
#1 (current) 35/100