Xe Money Transfer & Converter Security & Privacy Scorecard
Android
In-app behavior and transfer activity is shared with advertising and analytics companies, including an ad network. Identity and financial account data passes through third-party verification services. Data protection practices for financial information stored on the device mean user data may not be fully protected.
Best for
Occasional currency conversions and international transfers
Avoid if
You want your financial activity kept out of ad networks
Findings
- 0 critical
- 0 high
- 0 medium
- 0 low
- 0 info
0 issues identified across security and privacy analysis.
Top security issues
- Overly Permissive WebView Allowlist
- Hardcoded Accertify Fraud Detection Credentials
- Weak Cryptographic Implementation with IV Reuse
Top privacy issues
- Analytics Tracking Before User Consent
- GPS Location Tracking for Analytics
- Advertising ID Collection Without Disclosure
Full analysis
Xe Money Transfer & Converter
Overall Security Score: 42/100
Privacy Score: 55/100
What This Means for You
In-app behavior and transfer activity is shared with advertising and analytics companies, including an ad network. Identity and financial account data passes through third-party verification services. Data protection practices for financial information stored on the device mean user data may not be fully protected.
Recommendation: Use With Caution
Best For: Occasional currency conversions and international transfers
Avoid If: Keeping financial activity out of ad networks is a priority
Key Findings
Data Security - 7 findings (2 critical, 2 high, 3 medium)
Network Security - 2 findings (2 medium)
Code Safety - 0 findings
Privacy - 3 findings (2 high, 1 medium)
Privacy Concerns
What Data is Collected
The app collects identity information for account verification, financial transaction details, and behavioral data about how the app is used and which features are accessed.
Third-Party Data Sharing
Data is shared with the following third-party services:
- Plaid Link - Financial account linking and verification
- Veriff - Identity verification
- Accertify InAuth - Device and fraud risk assessment
- Segment - Customer data routing and analytics
- Amplitude - Behavioral analytics
- AppsFlyer - Marketing attribution and analytics
- Iterable - Marketing communications
- Firebase - App analytics and crash reporting
- Google Analytics - Usage analytics
- AppLovin - Advertising network
Understanding the Scores
| Category | Score |
|---|---|
| Security | 42/100 |
| Privacy | 55/100 |
| Data Security | 35/100 |
| Network Security | 60/100 |
| Code Safety | 40/100 |
| Data Collection | 50/100 |
| Data Sharing | 65/100 |
| User Control | 45/100 |
Positive Security Features
- No positive security features to report for this version.
Areas for Improvement
- Financial data stored on the device has less protection than expected for a money transfer app, increasing the risk if the device is accessed by someone else.
- In-app behavior is shared with an advertising network (AppLovin), which is unusual for a financial app and gives advertising companies insight into a user's financial habits.
- Identity and account details pass through multiple third-party services, broadening the number of organizations that handle sensitive financial information.
About This Analysis
App Details
- App: Xe Money Transfer & Converter
- Package: com.xe.currency
- Version: 7.30.3 (Build 73003138)
- Scan Date: 2026-02-01
Versions & scan history
| Scan | Date | Overall score |
|---|---|---|
| #1 (current) | 48/100 |