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Can I trust Money Manager Expense & Budget?

unTRUSTED 72 Android Version 4.11.1 GF (versionCode 1167) Scanned build downloaded: Store version released: Last checked: com.realbyteapps.moneymanagerfree Scanned

This scan is more than 90 days old.

This app did not meet two or more trust checks, has a critical issue in one, or has a red flag.

Avoid if
Users who prefer financial habits kept from advertisers
What it means for you
The app includes code to send app activity to six advertising networks, including Facebook Audience Network, AppLovin, and Google AdMob, alongside Firebase Analytics. Usage patterns and in-app behavior may inform ad targeting across these networks. Some locally stored data may not be fully protected.
Main concern
LAN server exposes entire financial database with no mandatory authentication
The developer's description
Money Manager is a personal finance app for expense tracking, budgeting, and asset management. It uses double-entry bookkeeping, includes credit/debit card and recurring transaction management, provides statistics, and offers backup/restore. Ad-supported with in-app purchases.
Third-party services
21
Findings rated low or higher
12

How the score and the label work

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Full findings

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Trust checks

  • Secure by Design

    One criterion not met

    Security gaps detected

    Why this result

    This check looks for security issues at high severity or above in the code of this build, and at least one was recorded. Issues of this kind include a credential or token another app on the device can reach, sensitive data stored without protection, and network paths that expose information in transit.

  • Data Minimization

    One criterion not met

    Tracking lacks clear disclosure

    Why this result

    This build contains analytics or attribution code written to send data to companies other than the developer. No consent step was found before that code runs, and the app's disclosures do not describe the collection in full. Tracking by itself is ordinary; what this check reports is the combination of collection, recipient and absent disclosure.

  • Manifest Mismatch

    Items recorded, result pending review

    Disclosure incomplete or contradicted

    Why this result

    The check compares the app's privacy disclosures against what the code does, and at least one claim did not match in this build. Mismatches of this kind include a data category collected but not disclosed, a recipient the disclosure omits, and an identifier attached to data the disclosure describes as anonymous.

  • User Control

    Strong

    No lock-in

    Why this result

    The check looks for a way to export the data an account has accumulated and a way to delete the account itself. In this build, either both were found, or the app has no account of its own and keeps its data on the device. For an app without an account, the developer has no server-side copy to export or delete, and deleting the app removes the data in its own storage.

  • Truly Local

    One criterion not met

    Contains code to send personal data off the device

    Why this result

    This app presents itself as working offline or on the device alone, and this build contains code written to send personal data to servers. The check covers analytics, crash reporting, advertising code and any first-party endpoint the code addresses personal data to. Code of this kind is common; what this check reports is the distance between that code and how the app describes itself.

Strengths

  • android:allowBackup="false" with comprehensive data_extraction_rules.xml prevents ADB and Auto Backup extraction
  • Cloud auth tokens secured via AndroidKeyStore with random IV per encryption (OkCipherAES.java)
  • All cloud API calls use HTTPS
  • Custom certificate pinning for promotion API (RetrofitGenerator loads R.raw.realbyteapps cert)
  • Network Security Config restricts user-installed CA trust to debug builds only
  • No handler.proceed() in any onReceivedSslError override across all WebView clients
  • Google Drive backup uses DRIVE_FILE scope (app files only, not full Drive access)
  • No server-side secrets, private keys, or database credentials found in the APK

What the app contains

  • 21 services

    Third-party services the scan names in the build:

    • Google Firebase Analytics
    • Google Firebase Crashlytics
    • Google Firebase Remote Config
    • Google Firebase Performance
    • Google Firebase Sessions
    • Google Analytics UA
    • Google AdMob
    • AppLovin MAX
    • IronSource/LevelPlay
    • Facebook Audience Network
    • Kakao AdFit
    • Coupang Ads
    • Google Play Billing
    • Google Drive API
    • OkHttp3/Retrofit2
    • Reprint (Samsung S-Pass)
    • NanoHTTPD
    • OpenCSV
    • Glide
    • OneStore/GAA SDK
    • AndroidX WorkManager

Method and limits

Static analysis: the decompiled code, manifest and resources of this build, read file by file. Network traffic at run time is established by a capture of the running app.

Files decompiled
35,587
Scan date
13 June 2026

Corrections

No correction is published for this app.

Developer response

No response is published for this app.

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