Scan results

    Fidelity Investments

    Android

    Award-winning investment and trading app offering stocks, ETFs, mutual funds, cryptocurrencies, cash management, and bill pay. Features professional research tools, 2FA authentication, voice biometrics, and 24/7 support for active investors managing financial portfolios.

    CITT SCORE
    50
    out of 100
    unTRUSTED

    Quick Verdict

    Best for: Fidelity customers comfortable with standard analytics

    Not For: Users who access accounts on public or untrusted Wi-Fi

    What It Means For You

    In-app behavior and account activity are shared with multiple analytics and marketing platforms, including services that use user data to send targeted messages. User data travels with less protection than expected on untrusted networks. User devices are also profiled in the background by fraud and identity verification services.

    Method and Limitations

    Static analysis only. CITT reviewed the code of this build without running the app, so runtime behavior was not observed. The findings below describe the analyzed build and may not reflect server-side controls or later versions. CITT makes no determination about compliance with any law or platform policy; it reports what the artifacts contain and cites the published guidance so a reader can compare.

    How CITT scores an app

    Findings (17)

    Data Security

    3 total
    1 High
    2 Medium

    Network Security

    2 total
    1 Critical
    1 Medium

    Code Security

    6 total
    1 High
    2 Medium
    3 Low

    Privacy

    4 total
    1 High
    2 Medium
    1 Low

    Third-Party Risk

    1 total
    1 Medium

    Permission Usage

    1 total
    1 Medium

    Third-Party Services

    Firebase Analytics, Firebase Crashlytics, Firebase Cloud Messaging, Google Maps, MoEngage, Branch.io, Qualtrics, Socure DocV, Daon IdentityX, Adobe Experience Platform, Segment, Datadog RUM, LaunchDarkly, Mastercard Open Banking, ThreatMetrix

    Security Strengths

    • EncryptedSharedPreferences for authentication tokens with Android Keystore
    • Android KeyStore integration for cryptographic keys with hardware backing
    • Backup disabled (allowBackup=false)
    • Cleartext traffic disabled (usesCleartextTraffic=false)
    • FIDO authentication with biometric support
    What changed since the last scan

    Version diff is on the Developer plan. See developer plans.

    Context Tags

    financial
    sensitive data
    biometric
    location
    ads
    analytics
    third party sdks

    Package

    com.fidelity.android

    Version

    4.25 (Build 28419105)

    Analysis Date

    Feb 14, 2026

    Classes Analyzed

    60,304

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    View on Play Store

    Recommendation: Use With Caution

    Key Findings

    Data Security - 3 findings (1 high, 2 medium)

    Network Security - 2 findings (1 critical, 1 medium)

    Code Safety - 0 findings

    Privacy - 4 findings (1 high, 2 medium, 1 low)

    Privacy Concerns

    What Data is Collected

    The app collects behavioral and activity data generated during user sessions, including navigation patterns, feature usage, and in-app interactions. Device identifiers and technical attributes are gathered, allowing services to recognize user devices across sessions and apps. Location data may be collected when map features are in use.

    Third-Party Data Sharing

    User data is shared with the following external services:

    • Firebase Analytics - Behavioral and usage analytics
    • Firebase Crashlytics - Crash and stability reporting
    • Firebase Cloud Messaging - Push notification delivery
    • Google Maps - Location and mapping features
    • MoEngage - Targeted messaging and marketing automation
    • Branch.io - Marketing attribution and install tracking
    • Qualtrics - In-app surveys and user feedback
    • Socure DocV - Identity document scanning and verification
    • Daon IdentityX - Biometric identity verification
    • Adobe Experience Platform - Behavioral data and marketing analytics
    • Segment - Data routing and behavioral analytics
    • Datadog RUM - Real-time performance and session monitoring
    • LaunchDarkly - Feature configuration management
    • Mastercard Open Banking - Financial account connectivity
    • ThreatMetrix - Device and behavioral fraud profiling

    Understanding the Scores

    CategoryScore
    Security45/100
    Privacy55/100
    Data Security60/100
    Network Security35/100
    Code Safety60/100
    Data Collection65/100
    Data Sharing70/100
    User Control60/100

    Positive Security Features

    No notable positive security practices were identified in this version of the app.

    Areas for Improvement

    • The app's network connections provide less protection than expected, meaning user data may not be fully protected when using public Wi-Fi or other untrusted networks.
    • User activity and device data are shared with a large number of third-party platforms, including multiple behavioral profiling and marketing services, beyond what core account management typically requires.
    • Background device profiling by fraud and identity verification services occurs without visible notice in the app, limiting user awareness of how device data is being used.

    About This Analysis

    This scorecard reflects findings from automated static analysis of the app's code and configuration. Scores are based on observed data handling practices and security behaviors.

    App Details

    • App Name: Fidelity Investments
    • Package ID: com.fidelity.android
    • Version: 4.25 (Build 28419105)
    • Scan Date: 2026-02-14

    Right of Reply

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