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Can I trust Davivienda?

unTRUSTED 69 Android Version 8.1.1 (versionCode 8100) Scanned build downloaded: Store version released: Last checked: com.davivienda.daviviendaapp Scanned

This app did not meet two or more trust checks, has a critical issue in one, or has a red flag.

Avoid if
Users who prefer not to share behavioral biometric data
What it means for you
The app includes code to pass session data and device data to multiple third-party services, including AppsFlyer (attribution), Braze (marketing), BioCatch and Cobrowse.io (session monitoring), Dynatrace, and Sentry. Firebase Analytics is linked but configured to be inactive at launch; biometric identity checks are handled by FaceTec and Incode. Some user data may not be fully protected in all scenarios.
Main concern
False 'No data collected' label masks GAID, behavioral biometrics, and screen sharing to US servers
The developer's description
Davivienda App: Your most digital, simple, and accessible bank. Manage finances with fast and secure solutions without branch visits. Open accounts, loans, credit cards, and investments 100% digitally. Transfer money, make payments, and access partner services.
Third-party services
28
Findings rated low or higher
14

How the score and the label work

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Full findings

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Trust checks

  • Secure by Design

    One criterion not met

    Security gaps detected

    Why this result

    This check looks for security issues at high severity or above in the code of this build, and at least one was recorded. Issues of this kind include a credential or token another app on the device can reach, sensitive data stored without protection, and network paths that expose information in transit.

  • Data Minimization

    One criterion not met

    Tracking lacks clear disclosure

    Why this result

    This build contains analytics or attribution code written to send data to companies other than the developer. No consent step was found before that code runs, and the app's disclosures do not describe the collection in full. Tracking by itself is ordinary; what this check reports is the combination of collection, recipient and absent disclosure.

  • Manifest Mismatch

    An item rated high or above is open

    Disclosure incomplete or contradicted

    Why this result

    The check compares the app's privacy disclosures against what the code does, and at least one claim did not match in this build. Mismatches of this kind include a data category collected but not disclosed, a recipient the disclosure omits, and an identifier attached to data the disclosure describes as anonymous.

  • User Control

    Strong

    No lock-in

    Why this result

    The check looks for a way to export the data an account has accumulated and a way to delete the account itself. In this build, either both were found, or the app has no account of its own and keeps its data on the device. For an app without an account, the developer has no server-side copy to export or delete, and deleting the app removes the data in its own storage.

    No proprietary data format trapping user data, no artificial barriers to account closure, and no technical obstacles to switching providers were identified. Account management and closure follow standard regulated banking processes rather than in-app technical barriers.

Red flags

  • The app's privacy declarations do not match its code

    Why this result

    The privacy declarations shipped in this build, or the ones on the store listing, state less than the code does. Declarations of this kind are what a store, a regulator and a person comparing two apps rely on.

Strengths

  • ADB backup and cloud backup are blocked — app data cannot be extracted via standard backup mechanisms
  • Security-critical credentials are encrypted using Android Keystore-backed EncryptedSharedPreferences in both the Valid SDK and TicNow IDNow Security SDK
  • Primary banking domain traffic (transacciones.davivienda.com) is HTTPS-only with no cleartext exception
  • Runtime debugger attachment is prevented — android:debuggable=false and WebView debugging disabled in production
  • NFC tokenization traffic to Antelop is certificate-pinned with bundled Entrust CA validation
  • This build contains code for this item; what that code does at run time was not observed.

What the app contains

  • 28 services

    Third-party services the scan names in the build:

    • Firebase Analytics
    • Firebase Crashlytics
    • Firebase Messaging (FCM)
    • Google Tag Manager
    • AppsFlyer
    • Braze
    • BioCatch
    • Cobrowse.io
    • Dynatrace
    • Sentry
    • Statsig
    • Cleafy
    • TicNow / IDNow Security
    • FaceTec
    • Incode
    • Transmit Security
    • Antelop
    • Valid EMV QR
    • Google Pay (TapAndPay)
    • OkHttp3
    • Retrofit2
    • RNFetchBlob
    • BouncyCastle
    • HBRecorder
    • Lottie
    • Glide
    • ML Kit
    • ZXing

Libraries

Libraries in the build of Davivienda
LibraryVersionAdvisory
Roomnot recordednone confirmed
Lottienot recordednone confirmed
AppsFlyernot recordednone confirmed
Brazenot recordednone confirmed
Dynatracenot recordednone confirmed
Fresconot recordednone confirmed
Shimmernot recordednone confirmed
Glidenot recordednone confirmed
Datatransportnot recordednone confirmed
Google Advertising ID client12451000none confirmed
Show all 41 libraries

Changes since the previous scan

  • Version 8.1.1 (versionCode 8100), score 69.
  • Score 30 before, 69 after.
  • Version 8.0.2 (8050) before, 8.1.1 (versionCode 8100) after.
  • Score change since version 8.0.2 (8050): +39 points.
  • Since the previous scan: 17 findings added, 16 removed.
  • Version 8.0.2 (8050), score 30.
  • First public scan of this app.

Method and limits

Static analysis: the decompiled code, manifest and resources of this build, read file by file. Network traffic at run time is established by a capture of the running app.

Build SHA-256
8a1163a0e4219ee9df4adb075c233592753b01465c7f85245b879e09f1ae45fa
Rule pack
citt-ruleset-2026-08-v1
Files decompiled
39,902
Scan date
13 August 2026

Corrections

No correction is published for this app.

Developer response

No response is published for this app.

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