Can I trust Bolt Finance & Crypto SuperApp?
This app did not meet two or more trust checks, has a critical issue in one, or has a red flag.
- Avoid if
- Concerned about screen activity capture in financial apps
- What it means for you
- Financial data and session tokens are protected against extraction through device backup systems, and contacts data stays on the device without being transmitted to external services. The build includes code to send usage, referral, and performance data to Firebase, Branch.io, UserExperior, and Datadog, among others.
- Main concern
- ScribeUp SDK includes code to capture full merchant login HTML, form data, and session tokens, and to upload them to 3rd-party servers
- The developer's description
- Bolt is a powerful all-in-one finance app that lets you send, receive, and spend instantly all in one place. Secure, fast banking, crypto trading, and P2P payments with real-time transactions and bank-grade security.
- Third-party services
- 22
- Findings rated low or higher
- 11
Full findings
Open this scan in your dashboardThe account that ran this scan sees every finding and the Rescan button there.
Trust checks
Secure by Design
One criterion not metSecurity gaps detected
Why this result
This check looks for security issues at high severity or above in the code of this build, and at least one was recorded. Issues of this kind include a credential or token another app on the device can reach, sensitive data stored without protection, and network paths that expose information in transit.
The app's embedded browser permits insecure content to load within secure financial login pages, and does not restrict which pages can interact with the rest of the app.
Data Minimization
One criterion not metTracking lacks clear disclosure
Why this result
This build contains analytics or attribution code written to send data to companies other than the developer. No consent step was found before that code runs, and the app's disclosures do not describe the collection in full. Tracking by itself is ordinary; what this check reports is the combination of collection, recipient and absent disclosure.
Manifest Mismatch
An item rated high or above is openDisclosure incomplete or contradicted
Why this result
The check compares the app's privacy disclosures against what the code does, and at least one claim did not match in this build. Mismatches of this kind include a data category collected but not disclosed, a recipient the disclosure omits, and an identifier attached to data the disclosure describes as anonymous.
This build contains code for this item; what that code does at run time was not observed.
User Control
StrongNo lock-in
Why this result
The check looks for a way to export the data an account has accumulated and a way to delete the account itself. In this build, either both were found, or the app has no account of its own and keeps its data on the device. For an app without an account, the developer has no server-side copy to export or delete, and deleting the app removes the data in its own storage.
No proprietary data formats that would trap financial data, no confirmed artificial barriers to account deletion, and no obstacles to switching services were found in the app's code.
Truly Local
One criterion not metContains code to send personal data off the device
Why this result
This app presents itself as working offline or on the device alone, and this build contains code written to send personal data to servers. The check covers analytics, crash reporting, advertising code and any first-party endpoint the code addresses personal data to. Code of this kind is common; what this check reports is the distance between that code and how the app describes itself.
This build contains code for this item; what that code does at run time was not observed.
Red flags
The app's privacy declarations do not match its code
Why this result
The privacy declarations shipped in this build, or the ones on the store listing, state less than the code does. Declarations of this kind are what a store, a regulator and a person comparing two apps rely on.
This build contains code for this item; what that code does at run time was not observed.
Strengths
- Biometric-gated AES-GCM encryption with hardware-backed Android Keystore protects some auth credentials
- Android backup is fully disabled, so backup APIs have no configured path to include financial data and session tokens
- Cleartext traffic blocked globally across all network connections
- Contacts data stays on the device — no bulk export or transmission to analytics observed
- Datadog session replay not activated, limiting screen recording exposure from that SDK
What the app contains
22 services
Third-party services the scan names in the build:
- Branch.io
- Sentry
- Firebase Analytics
- Firebase Crashlytics
- Firebase Performance
- Firebase Messaging
- UserExperior/DevRev
- Datadog
- Plaid Link
- KnotAPI
- ScribeUp
- Pinwheel (Underdog Tech)
- Zerohash
- Google TapAndPay
- Google Sign-In
- Google Credential Manager
- Statsig
- AppAuth (OpenID)
- Google ML Kit
- Google Places
- Google Play Install Referrer
- Lottie
Libraries
| Library | Version | Advisory |
|---|---|---|
| Room | not recorded | none confirmed |
| Lottie | not recorded | none confirmed |
| Datadog RUM | not recorded | none confirmed |
| Datatransport | not recorded | none confirmed |
| Google Sign-In | 12451000 | none confirmed |
| Google Play Services | 12451000 | none confirmed |
| Google Play Services Location | 12451000 | none confirmed |
| Google Maps SDK | 12451000 | none confirmed |
| Material Components | not recorded | none confirmed |
| Play Core | not recorded | none confirmed |
Show all 21 librariesShow fewer
Changes since the previous scan
- Version 2026.04.0 (versionCode 4070), score 66.
- Score 48 before, 66 after.
- Version 2025.12.0 (Build 61) before, 2026.04.0 (versionCode 4070) after.
- Score change since version 2025.12.0 (Build 61): +18 points.
- Since the previous scan: 16 findings added, 15 removed.
- Version 2025.12.0 (Build 61), score 48.
- Score 42 before, 48 after.
- Version 2025.12.0 (Build 61), score 42.
- Version 2025.12.0 (Build 61), score 42.
- First public scan of this app.
Method and limits
Static analysis: the decompiled code, manifest and resources of this build, read file by file. Network traffic at run time is established by a capture of the running app.
- Files decompiled
- 20,956
- Scan date
- 31 July 2026
Corrections
No correction is published for this app.
Developer response
No response is published for this app.
Report an error Opens an email to [email protected] that names this app and this scan.