Easy Banking App Security & Privacy Scorecard

Android

77
Overall trust score
Acceptable
82
Security
72
Privacy

In-app behavior is shared with marketing and customer experience analytics services, including Adobe Marketing Cloud and Medallia, which track how users navigate and interact with the app. Crash and performance data is collected by Firebase. Actual banking transactions stay with the bank, but usage patterns are monitored by third-party analytics providers.

Best for

BNP Paribas customers doing everyday banking

Findings

  • 0 critical
  • 0 high
  • 0 medium
  • 0 low
  • 0 info

0 issues identified across security and privacy analysis.

Top security issues

  • Domain whitelist validation uses partial matching
  • User authentication not required for encryption keys
  • Third-party SDK WebViews expose JavaScript interfaces

Top privacy issues

  • Medallia session recording may capture sensitive banking data
  • Adobe Analytics collects extensive user profiling data
  • Cleartext OCSP/CRL traffic for Bancontact PKI

Full analysis

Easy Banking App

com.bnpp.easybanking | Version 40.55.8 | Scanned 2026-02-01

What This Means for You

In-app behavior is shared with marketing and customer experience analytics services, including Adobe Marketing Cloud and Medallia, which track how users navigate and interact with the app. Crash and performance data is collected by Firebase. Actual banking transactions stay with the bank, but usage patterns are monitored by third-party analytics providers.

Recommendation: Trustworthy

Best For: BNP Paribas customers doing everyday banking

Key Findings

Data Security - 2 findings (1 medium, 1 low)

Network Security - 1 finding (1 medium)

Code Safety - 0 findings

Privacy - 3 findings (1 high, 1 medium, 1 low)

Privacy Concerns

What Data is Collected

The app collects data about how users navigate and use it, including which screens are visited, which features are used, and how users move through the app. Crash reports and performance diagnostics are also collected when errors occur.

Third-Party Data Sharing

In-app behavior is shared with Adobe Marketing Cloud for marketing analytics and with Medallia for customer experience measurement. Crash and performance data is sent to Firebase (Google). Payment-related interactions involve Bancontact Payconiq for compatible transactions.

Understanding the Scores

Category Score
Security 82/100
Privacy 72/100
Data Security 85/100
Network Security 92/100
Code Safety 85/100
Data Collection 75/100
Data Sharing 78/100
User Control 88/100

Positive Security Features

  • Enterprise-grade access management through IBM ISAM helps protect user accounts from unauthorised access.
  • Gemalto/Thales Digital Security technology is used to strengthen sensitive operations within the app.
  • Network communications are secured to a high standard, reflected in the 92/100 Network Security score.

Areas for Improvement

  • How user usage data is shared with third-party marketing and analytics services could be made clearer, with better in-app controls for opting out.
  • Some on-device data storage practices could be strengthened to better protect information saved locally on the device.
  • More transparent disclosure about which third parties receive user behavioral data, and for what purpose, would give users greater control over their information.

About This Analysis

This scorecard is based on automated analysis of the app's code and configuration. Scores reflect the security and privacy practices observed in this version of the app.

App Details

Field Value
App Name Easy Banking App
Package ID com.bnpp.easybanking
Version 40.55.8
Scan Date 2026-02-01

Versions & scan history

ScanDateOverall score
#1 (current) 77/100