BBVA Perú | Banca Móvil Security & Privacy Scorecard

Android

50
Overall trust score
Unsafe
45
Security
55
Privacy

App usage and behavior is analyzed by BioCatch for fraud detection and shared with AppsFlyer and Firebase for analytics and marketing. Salesforce Marketing Cloud receives user data to power targeted communications. User data travels with less protection than expected when connecting to the bank.

Best for

BBVA Peru customers who need mobile banking access

Findings

  • 2 critical
  • 2 high
  • 6 medium
  • 3 low
  • 3 info

1 issue identified across security and privacy analysis.

Top security issues

  • Cleartext Traffic Explicitly Enabled in Banking Application
  • Unencrypted Payment Database (Redsys SDK)
  • Test Activity Exported in Production Build

Top privacy issues

  • Advertising ID Collection in Banking Application
  • Location Tracking for Marketing Purposes
  • AppsFlyer Attribution Without Pre-Consent Gating

Full analysis

BBVA Perú | Banca Móvil

What This Means for You

App usage and behavior is analyzed by BioCatch for fraud detection and shared with AppsFlyer and Firebase for analytics and marketing. Salesforce Marketing Cloud receives user data to power targeted communications. User data travels with less protection than expected when connecting to the bank.

Recommendation: Use With Caution

Best For: BBVA Peru customers who need mobile banking access

Key Findings

Data Security - 3 findings (1 high, 1 medium, 1 low)

Network Security - 2 findings (1 critical, 1 high)

Code Safety - 0 findings

Privacy - 3 findings (2 medium, 1 low)

Privacy Concerns

What Data is Collected

  • Behavioral and biometric patterns collected by BioCatch for fraud detection
  • App usage and session data shared with AppsFlyer and Firebase for analytics
  • Location data accessed through Google Maps and Google Places
  • Payment transaction data processed through Redsys and Samsung Pay
  • Identity verification data handled by Veridas

Third-Party Data Sharing

  • BioCatch - behavioral fraud detection
  • AppsFlyer - marketing analytics and attribution
  • Firebase - app analytics and performance monitoring
  • Salesforce Marketing Cloud - targeted marketing communications
  • Google Maps / Google Places - location services
  • Redsys - payment processing
  • Samsung Pay - mobile payments
  • Veridas - identity verification
  • Akamai Bot Manager - bot detection and protection
  • FIDO UAF (Nok Nok Labs) - authentication framework

Understanding the Scores

Category Score
Security 45/100
Privacy 55/100
Data Security 40/100
Network Security 35/100
Code Safety 50/100
Data Collection 60/100
Data Sharing 65/100
User Control 70/100

Positive Security Features

  • No notable positive security practices were identified for this version of the app.

Areas for Improvement

  • Network security protections should be strengthened so that the connection to bank servers is better secured during banking sessions.
  • Behavioral and usage data is shared with multiple analytics and marketing platforms. Making this data sharing optional would give users more control over how their information is used.
  • Data handling practices within the app should be improved to better protect personal and financial information.

About This Analysis

Scores reflect the security and privacy practices found in the version of the app listed below. The analysis covers code structure, data handling, and third-party integrations.

App Details

Field Value
App BBVA Perú | Banca Móvil
Package com.bbva.nxt_peru
Version 25.120.7
Scan Date 2026-02-14

Versions & scan history

ScanDateOverall score
#5 (current) 50/100